Disability Overview
State Mandated Disability Benefits (NY, HI, CA)
Employees working in NY, HI, and CA may receive a state mandated disability benefit.
- New York employees will receive the state mandated NY Disability Law (NYDBL) benefit. Benefits begin after you satisfy a 7 day waiting period. The benefit is 50% of compensation up to the state mandated maximum of $170 per week.
- Hawaii employees will receive the state mandated Temporary Disability Insurance (TDI). Benefits begin after you satisfy a 7 day waiting period. The benefit is 58% of compensation up to the state mandated maximum of $837* per week.
- California employees will receive the state mandated State Disability Insurance (SDI). Benefits begin after you satisfy a 7 day waiting period. The benefit is based on the state average weekly wage. The maximum weekly benefit is $1,681.*
*Some Statutory states have not yet announced changes for 2026
Long-Term Disability (LTD)
Long-Term Disability insurance is provided by Bucherer USA at no cost to you. If you are unable to work due to an accident or illness for more than 180 days, LTD comes into play. A benefit of 60% of your salary (with a maximum benefit of $10,000 per month) is paid during the time you are disabled.
Employees working in New York State are eligible for New York Paid Family Leave (NY PFL). NY PFL provides wage replacement and job protection to employees who need time away from work to:
- Bond with a newly born, adopted or fostered child during the first 12 months following the birth or placement.
- Care for a family member with a serious health condition.
- Assist a family member who is deployed to active military service.
A covered family member is a child, parent, parent-in-law, grandparent, grandchild, spouse or domestic partner.
Employees are guaranteed to return to work to the same or comparable position and continue their health insurance benefits. Employees must continue to pay their portion of the premium cost while on Paid Family Leave.
Full-time employees working in New York on a regular schedule of 20 hours or more per week are eligible for coverage after 26 weeks* of consecutive employment. Part-time employees working in New York fewer than 20 hours per week are eligible after 175 working days of employment.
Eligibility for NY PFL is not based on an employee’s own health condition, so there is no medical underwriting component or other limitation based on employee health. The benefit is available to all employees working in New York State who meet the eligibility requirement.
2026: As of January 1, 2026 the NYSAWW will increase to $1,833.63** The maximum employee contribution in 2026 of an employee’s weekly wage is 0.432% of an employee’s weekly wage, not to exceed the NYSAWW. Thus the maximum annual contribution is $411.91.
* 26 weeks of consecutive employment includes scheduled vacation time, the use of personal, sick or other time away from work that has been approved by the employer; or other periods where the employee is away from work but is still considered to be an employee by the employer as long as the employee has continued to make PFL contributions during the time away from work. The 26 weeks of consecutive employment does not include time away from work for which the employee received New York disability benefits.
** The New York State Department of Labor annually publishes the NY State Average Weekly Wage by March 31 of each year, which will be the basis for determining the maximum benefit payable for the subsequent calendar year. https://labor.ny.gov/stats/avg_wkly_wage.shtm
Time with your new child is priceless. Understanding the benefits you have during this period will help you plan financially for the coming months.
The Bucherer Pregnancy Disability/Adoption/Surrogacy and Nonbirthing Parent Leave Policies are a paid leave benefit associated with the birth and/or adoption of an employee’s own child.
Eligibility:
- After one (1) full year of service, all eligible and salaried employees will receive one hundred percent (100%) of their base salary (net of all applicable taxes and deductions) for the applicable duration of leave noted in the full policy.
- After one (1) full year of service, all eligible hourly employees (40 hours for full time/25 hours for part-time) will receive one hundred percent (100%) of their base hourly wages (net of all applicable taxes and deductions) for the applicable duration of leave noted in the full policy.
Pregnancy Disability Leave
- Up to six (6) six or eight (8) weeks of paid leave based, based upon the type of birth and directly following the birth of one’s own child.
- Subject to eligibility and application to any applicable state programs.
Adoption/Surrogacy Leave
- Up to six (6) weeks of paid leave directly following the birth of one’s own child.
- Subject to eligibility and application to any applicable state programs.
Paternity Leave
- Up to two (2) weeks of paid leave directly following the birth of one’s own child.
- Subject to eligibility and application to any applicable state programs.
*The full leave policy, eligibility and conditions are detailed in the Employee Handbook and State Supplements or you may reach out to HR@bucherer.com for more details and application forms.
Any inconsistency between terms of this document and any plan document or insurance contract will be governed by the plan document or insurance contract.
Although the Company expects to continue these benefit plans indefinitely, the Company reserves the right to amend, modify or discontinue the plans at any time.
Voluntary Benefits
We are pleased to offer our employees several voluntary benefit plan options. Through Unum, we offer the following voluntary benefits:
- Group Accident
- Critical Illness
- Short Term Disability
- Whole Life
We are pleased to offer our employees several voluntary benefit plan options. We offer Group Accident, Critical Illness, Short-Term Disability, and Whole Life coverage through Unum.
Important Note: If you want to cancel your Unum elections in the future, you must call Unum at 1-800-635-5597 as cancellations cannot be made through the system.