Family of 4 at beach

2026 New Hires & Changes

At Bucherer USA, we truly value the dedication and commitment that our employees put forth daily. We’re proud of our talented teams and understand that our success is because of them. It’s our pleasure to offer you as a Bucherer USA employee, access to a quality, comprehensive benefits package that provides flexibility and security.

Your initial enrollment is your one opportunity to select your health benefit coverage for the year, aside from your annual enrollment, unless you experience a qualifying life event (i.e. birth, marriage, adoption, divorce). If any of these changes occur, it is your responsibility to alert Human Resources to add or remove your dependent(s) within 31 days of the date of the qualifying event.

Please review this website and all materials provided carefully as you consider your benefit needs.

Who may participate?

All active, eligible, full-time employees may participate in the health plans. Medical benefits are effective on the 1st of the month following 60 days of continuous employment .

Voluntary dental and vision plans are effective upon date of hire.

Which family members can be covered?

When you enroll yourself in the benefits program, you may also cover your eligible dependents. Please review your dependent’s eligibility to ensure they meet the requirements to be covered under our benefit plans.

Eligible dependents may include:

  • Legal Spouse (“Spouse” means the person recognized as a covered employee’s husband or wife under the laws of the state where the covered employee was married)
  • Your dependent children up to age 26 (regardless of marital status), including a natural child, stepchild, a legally adopted child, a child placed for adoption, or a child for whom you or your spouse are the legal guardians
  • Your unmarried children age 26 or older who are mentally or physically disabled and who rely on you for support and care

Making Changes: Qualified Life Events

After your initial enrollment period, you may make changes to your benefit elections only during the annual enrollment period, unless you have a qualified family status change as defined by the IRS. If a change in status occurs, you are permitted to make changes consistent with the event.

Qualified Life Events, as defined by the IRS, include:

  • Marriage or divorce
  • Gain or loss of an eligible dependent for reasons such as birth, adoption, court order, disability, death, marriage or reaching the dependent child age limit
  • Changes in your Spouse’s/Qualified Domestic Partner’s employment affecting benefit eligibility

If any of these changes occur, it is your responsibility to alert Human Resources to add or remove your dependent(s) within 31 days of the date of the qualifying event.

2026 CONTRIBUTION COSTS
Bucherer USA pays a large portion of the cost of your health coverage. Your contributions for your coverage are deducted from your pay on a pre-tax basis. The 2026 cost for health coverage is outlined in Contributions.
ADDING DEPENDENTS?
You must include their birth dates and Social Security numbers as required by federal law.
ID CARDS
Employees who enroll in the Aetna plan will receive ID cards in the mail.
Look for them 7-14 days after enrolling in a white, unmarked envelope. You may receive your medical cards prior to your effective date. Benefits will not be active and your Aetna card will not work until your effective date.
You can also go online and register at www.aetna.com or download the Aetna app for your phone to print your ID card and manage your benefits online.

What You Need to Do

This is your one opportunity to select your benefits for the 2026 plan year, unless you experience a qualified life event (marriage, divorce, birth etc.).

Enrollment Instructions

All benefit elections will be made through the bSwift online enrollment platform.

Please follow the instructions to begin this process:

  1. Go to bucherer.bswift.com
    (Set a bookmark so you can return to it easily.)
  2. Your username and password have already been set to the following:
    Username: First letter of your first name followed by your last name
    Password:     The last 4 digits of your Social Security Number. You will be prompted to change your password after your login.
  3. All you have to do to begin your enrollment from the Home Page is to click on “START ENROLLMENT”.

Our online enrollment system is broken down into 4 steps/tabs. You will be taken through each tab to make changes or confirm your information on file and choose your benefits for the new plan year:

1. Employee (Personal Information)
2. Family (Family Information)
3. Enroll in your benefits
4. Confirm your elections

If you are having issues accessing bswift, please call the Benefits Help Desk at 877-373-6535 Monday through Friday, 8am – 8pm ET.

ENROLLMENT DEADLINE
You must complete online enrollment by your required deadline date or waive your 2026 benefit elections.
  • New employees: You have 30 days from your initial date of hire to enroll in benefits or waive your elections.
  • Employees making changes: It is your responsibility to add or remove your dependent(s) within 31 days of the date of a qualifying life event.
The benefit choices you make during either of these enrollment periods will remain in effect for the entire plan year which ends on December 31, 2026. You cannot change your benefits outside of this window until the next Annual Open Enrollment period or a qualifying life event.
BENEFITS ON THE GO!
bswift logo
Download the bswift benefits app for mobile benefits wherever you go! Download the App from:
 Apple App Store    Google Play store
Pre-tax IRS Annual Maximum Contribution Limits
Benefit 2026 Amount
Health Care FSA $3,400
FSA Rollover $680
Dependent Care FSA $7,500*
Parking Up to $340 / month
Transit Up to $340 / month
*2026: You may elect to put aside up to $7,500 annually, on a pre-tax basis (or $3,750 for a married person filing single).